DDJ believes that without economic development and solvency of the resource-poor beneficiaries, no development initiatives can be sustainable. Moreover, easy access to capital is a precondition to implement any economic activity. As such, DDJ had given special emphasis on economic development through employment and income generation activities of the beneficiaries following group formation approach since its inception with a view to increase their family income and thus creating their position in the family and society as well. Jagoron (former Rural Micro Credit Program) is the initial interventions of the organization for its poor and marginalized groups which was started in 1984.
Duration: The year 1984 to present.
Area Coverage: Pirojpur, Bagerhat, Jhalokathi, Barisal, Borguna and Gopalgonj.
Source of Funding: Palli Karma-Shahayak Foundation (PKSF)
| Active Members (Person) | 25,437 |
| Active Borrowers (Person) | 18,711 |
| Loan Outstanding Tk. | 495,294,030 |
| Savings Outstanding Tk. | 223,529,805 |
- All quantitative information belongs to FY 2024-2025
Goal of the Program:
The goal of the program is to make the rural poor self-reliant as well as empower them by providing with financial support for implementing income generating and self-employment activities.
Objective of the Program:
- Organize the poor and underprivileged target population into groups and make them conscious through different issue-based discussions during the group meetings;
- Assist the target beneficiaries in accumulation of small group savings with a view to capital formation;
- Provide micro credit support to the group members for running income generating and self-employment activities;
- Give priority to the women in development efforts and directly involve them in the production process and assist in creating opportunities of earning extra income;
- Women empowerment;
- Make the targeted rural poor people skilled through imparting training on different IGAs;
- Make the targeted rural poor people self-reliant through small trades and motivate and mobilize the unemployed youth group to becoming employed.
Target Group:
Rural poor and marginalized people, especially the rural women.
Main Activities under the Program:
- Provide credit support to targeted people/Group members;
- Collection of savings from the group members;
- Provide training to group members on different IGAs;
- Conduct awareness on socio-economic issues.